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Your Legal Rights is a collection of legal information resources produced by hundreds of organizations across Ontario.

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Legal Topic: Debt and money problems

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Money and finances

This Government of Canada website information about managing your money, debt and investments, planning for retirement, and protecting yourself from consumer fraud.

Available in:

English, Français

Format:

Web

Produced/Updated In:

2019

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Steps to Justice – Debt and Consumer Rights

This section of CLEO’s Steps to Justice website features legal information questions, answers and next steps on buying goods and services, bankruptcy, buying a used car, collection agencies, credit reports and repair, debt and money problems, door‑to‑door sales, identity theft, motor vehicle repairs and payday loans Other credits Led by CLEO, Steps to Justice is a […]

Available in:

English, Français

Format:

Web

Produced/Updated In:

2019

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Ontario Bar Association Videos

This series of online videos from the Ontario Bar Association were developed with the goal of raising awareness and understanding of the justice system in Ontario Topics include:

Available in:

English, Français

Format:

Video

Produced/Updated In:

2018

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You Owe Money — Considering Bankruptcy

This section of the Office of the Superintendent of Bankruptcy Canada looks at these topics:

Available in:

English, Français

Format:

Web

Produced/Updated In:

2018

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Credit counselling and debt settlement services

Credit counsellors and debt settlement companies offer to help people get out of debt and stop creditors from bothering them. This resource covers the differences between non-profit credit counsellors and debt settlement companies, how they work, the rules they must follow, and the legal rights of people who use their services.

Format:

Booklet/PDF, Web

Produced/Updated In:

2017

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Multilingual Debt and Consumer Law Videos

This video has information for immigrant and newcomer communities on topics related to debts and consumer protection. Topics include: Bogus Schools and Diplomas, Travel Loans for Convention Refugees, Sponsorship Debt, Credit Card Debt, and Unethical Immigration Consultants.

Available in:

English

Produced by:

MOSAIC

Format:

Video

Produced/Updated In:

2017

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Six Steps to Get Out of Debt

This section of the Office of Consumer Affairs (OCA) looks at how to make a budget, check your credit health, map out a plan, take control and take action, stretch your dollar, and plan ahead. It provides budgeting worksheets and resources.

Available in:

English, Français

Format:

Web

Produced/Updated In:

2016

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Consumed by debt? Information for consumers on the insolvency process

This booklet is meant to help you decide whether you have a serious debt problem and gives suggestions for solving your difficulties and avoiding them in the future. It includes these topics:

Available in:

English, Français

Format:

Web

Produced/Updated In:

2015

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I owe money. I am having trouble paying my bills

This consumer debt guide for people in Ontario includes information about debt, collection agencies, bankruptcy, being sued in court, resources, getting legal help, and more. 

Available in:

English, Français

Format:

Booklet/PDF

Produced/Updated In:

2014