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Your Legal Rights is a collection of legal information resources produced by hundreds of organizations across Ontario.

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Legal Topic: Debt and Consumer Rights

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Where Else to Go For Help (Hastings, Prince Edward and Lennox & Addington Counties)

This chart has referral information to sources of help for a variety of legal problems including where to get help with birth certificates, registering a complaint against various professionals, small claims court, debt problems, family law matters, business incorporation, income tax, powers of attorney, traffic offences, and many other legal issues.

Available in:

English

Format:

Booklet/PDF

Produced/Updated In:

2018

Why Buy Cannabis from Ontario Cannabis Store

This section of the Ontario Cannabis Store website looks at these topics:

Available in:

English

Produced by:

Ontario Cannabis Store

Format:

Web

Produced/Updated In:

2018

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You Owe Money — Considering Bankruptcy

This section of the Office of the Superintendent of Bankruptcy Canada looks at these topics:

Available in:

English, Français

Format:

Web

Produced/Updated In:

2018

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Consumer Protection Ontario

Consumer Protection Ontario has information about the rights of consumers. Topics covered include:

Available in:

English, Français

Format:

Web

Produced/Updated In:

2017

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Credit counselling and debt settlement services

Credit counsellors and debt settlement companies offer to help people get out of debt and stop creditors from bothering them. This resource covers the differences between non-profit credit counsellors and debt settlement companies, how they work, the rules they must follow, and the legal rights of people who use their services.

Format:

Booklet/PDF, Web

Produced/Updated In:

2017

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Energy contracts

There are new rules that apply to energy contracts and how energy retailers deal with residential and small business consumers. The Ontario Energy Board (OEB) has links on its website to information about:

  • What to do before you sign an energy contract
  • What to do after you sign an energy contract
  • How energy contract renewals work

Available in:

English, Français

Produced by:

Ontario Energy Board

Format:

Web

Produced/Updated In:

2017

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Energy contracts: After you sign up

The information on this Ontario Energy Board (OEB) page applies to contracts that are entered into on and after January 1, 2017. Some of the topics covered are:

Available in:

English, Français

Produced by:

Ontario Energy Board

Format:

Web

Produced/Updated In:

2017

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Energy contracts: Before signing up

The information on this Ontario Energy Board (OEB) page applies to contracts that are entered into on and after January 1, 2017. Some of the topics covered are:

Available in:

English, Français

Produced by:

Ontario Energy Board

Format:

Web

Produced/Updated In:

2017

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Energy contracts: Bill calculator

This Ontario Energy Board (OEB) feature allows you to compare your current bill from your local utility with what to expect if you sign an energy contract with an energy retailer (also called an electricity retailer or a natural gas marketer). The bill calculator uses the regulated rates for each utility in Ontario.

Available in:

English, Français

Produced by:

Ontario Energy Board

Format:

Web

Produced/Updated In:

2017

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Learn about the Rules for Towing and Vehicle Storage Providers

Rules under the Consumer Protection Act (CPA), Highway Traffic Act (HTA), and the Repair and Storage Liens Act (RSLA) take effect on January 1, 2017. This fact sheet highlights key changes to help those affected become more aware and prepared. Topics covered are:

Available in:

English, Français

Format:

Booklet/PDF

Produced/Updated In:

2017